Smith Rothchild Privacy Policy

 

Your privacy is important to us. That is why we want you to be informed about how we protect the privacy of visitors to our site. Please take a moment to read the following policy, which describes our practices for the collection and use of personally identifiable information on this site. Sites that are linked to our site may have different policies; please review the privacy policy notices on those sites for details.

This policy applies to current and former Smith Rothchild clients. The privacy policy posted on our website applies when you use this site. In addition, you can view our online practices. Please contact us if you see any personal information on our website that you believe is incorrect. This policy is effective as of August 2005.

Q. What information do you have about me?
A. To provide services and to help meet your needs, we collect information about you from various sources.
• We get information from your requests for our products or services. One example is income on loan applications.
• We get information about your transactions with us and with others. For example, we have your account balance information.
• We get information, such as your credit history, from credit bureaus.

Q. How do you safeguard information about me?
A. We take a number of steps to protect the privacy of information about you. Here are some examples:
• We keep information under physical, electronic and procedural controls that comply with governmental standards.
• We authorize our employees, agents and contractors to get information about you only when they need it to do their work for us.
• We require companies working for us to protect information. They agree to use it only to provide the services we ask them to perform for us.

Q. Is information about me shared with service providers and financial companies outside your company?
A. Yes, as permitted by law. We may share information about you with outside companies that work for us. These may include firms that assist in our marketing. We may also share information about you with outside financial companies that have joint marketing agreements with us. These arrangements give you the opportunity to receive additional products or services.

Q. Is information about me shared with non-financial companies outside your company?
A. Yes. We may share information about you with companies outside of our company as permitted by law, including retailers, auto dealers, auto makers, direct marketers, membership clubs and publishers.

Q. Is information about me shared in any other ways?
A. Yes. We may also share information about you in other ways, as required or permitted by law. Here are some examples of ways that we share information.
• To protect against fraud.
• To respond to a subpoena.
• To service your account.
• With your consent.

Q. What choices do I have about information sharing?
A. We offer you the following two choices about sharing information that identifies you:

Choice #1.
You may tell us not to share information about you with non-financial companies. Even if you do tell us not to share, if you have authorized us to share information in connection with a particular service, we will continue to share information about you in connection with that service.

AND

Choice #2.
You may tell us not to share the following information about you with our financial partners:
• Information from your applications to be used to determine your eligibility, such as your income.
• Information from credit reports, such as your credit history.
• Information from sources used to verify information you provide us, such as outstanding loans or employment history.

Even if you do tell us not to share, we may share other types of information within our financial partnerships. For example, we may share name and address, information about transactions or balances with us, as well as survey results.

Q. How do I tell you about my privacy choices?
A. You may contact us by:
• Calling us at 800–977–0101 or
• Writing us at Smith Rothchild, 221 N. LaSalle St., Ste. 1850, Chicago, IL 60601

You do not need to contact us unless you want to make one of the privacy choices listed above. If you are a current customer, you do not need to contact us unless you want to change a choice you previously indicated to us.